Australian Securities and Investments Commission - Web Resources
Key web pages and entry points for the Australian Securities and Investments Commission
ASIC - How to lodge with ASIC
Online lodgement of company documents with ASIC for officeholders and registered agents
http://www.asic.gov.au/asic/asic.nsf/byheadline/Online+lodgement?openDocument
ASIC registers search
The free registers of the Australian Securities & Investments Commission provide information about companies and people they register or licence plus other matters.
http://www.asic.gov.au/asic/asic.nsf/byheadline/Registers?openDocument
Australian company numbers
Australian Securities & Investments Commission (ASIC) page with information about Australian Company numbers and where they must appear.
http://www.asic.gov.au/asic/asic.nsf/byId/PMIDCA256AF60076AF11CA256AF6007E6325?opendocument
Banking
Putting your money into a bank account doesn't mean you can forget about it. It's your money so you should make sure it is being looked after in the way you want. Includes information on types of accounts; using your account; what you can expect from banks and how to make a complaint about your bank
http://www.moneysmart.gov.au/managing-my-money/banking
Business name registration
Business name registration at ASIC Connect portal
https://asicconnect.asic.gov.au/
Buying a car - MoneySmart
You've made it through those L-plate hours, passed your driving test and now you want your own set of wheels. Before you hit the car yards, do some research so you don't end up with an expensive rust bucket.
http://www.moneysmart.gov.au/tools-and-resources/life-events/buying-a-car
Buying a home - MoneySmart
Buying your first home is both exciting and nerve-wracking. It is a major decision that takes lots of planning and research, and careful budgeting. Follow the MoneySmart tips to help you get started.
http://www.moneysmart.gov.au/tools-and-resources/life-events/buying-a-home
Buying a mobile phone - MoneySmart
It's hard to imagine life without a mobile phone, but it can cost you a bomb if you buy the wrong phone or plan. Follow these MoneySmart tips to get a mobile phone deal you can afford.
http://www.moneysmart.gov.au/tools-and-resources/life-events/buying-a-mobile
Calculators and tools - MoneySmart
Part of the MoneySmart website, this page provides links to calculators and planners to help with managing money, superannuation, investing, borrowing and credit, and retirement. Also includes a link for mobile phone users to access calculators on the go.
http://moneysmart.gov.au/tools-and-resources/calculators-and-tools
Consolidating super funds
How many superannuation statements did you receive this year? Do you find it hard to keep track of your super accounts? Consider combining your small accounts into a single fund.
http://www.moneysmart.gov.au/superannuation-and-retirement/keeping-track-and-lost-super/consolidating-super-funds
Divorce or separation - MoneySmart
The end of a relationship can be an emotional and traumatic time. You may feel anxious or overwhelmed about such a big change in your life. Be kind to yourself. Ask for support if you need it. There are lots of places you can go for help. Get started with these MoneySmart steps.
http://www.moneysmart.gov.au/tools-and-resources/life-events/divorce-or-separation
Families - MoneySmart
It's not worth leaving your family's wellbeing to chance. With sensible money management and a few simple strategies, you can give your family the reassurance of financial security. Includes links to teaching your kids about money; and relationships and money.
http://www.moneysmart.gov.au/tools-and-resources/information-for/families
Financial Survival Guide - I'm worried about my job
MoneySmart guide about what steps to take if you're worried about the security of your job, or cut-backs. Find out what you can do to make sure you can still cope financially.
http://www.moneysmart.gov.au/media/169964/fsg-im-worried-about-my-job.pdf
First home saver accounts - MoneySmart
If you are saving for your first home, a first home saver account is a good way to help you reach your goal. The government will contribute an extra amount that is a percentage of your savings each year. These accounts have a few rules so it's important to make sure they are right for you.
http://moneysmart.gov.au/managing-my-money/banking/savings-accounts/first-home-saver-accounts
Gazettes - ASIC Gazette
The ASIC Gazette is published each Tuesday by the Australian Securities and Investments Commission (ASIC). It contains private company notices including instruments, notices of variation, changes of company type, company reinstatements and company deregistrations.
http://www.asic.gov.au/gazettes
Gazettes - Business Gazette
The Business Gazette is published each Tuesday by the Australian Securities and Investments Commission (ASIC). It contains private company notices advertised by companies under the Corporations Act 2001.
http://www.asic.gov.au/gazettes
Having a baby - MoneySmart
Having a baby is one of the most exciting times in your life. Getting your money under control with these MoneySmart tips before your life changes, will help to meet the needs of your child, and yourself.
http://www.moneysmart.gov.au/tools-and-resources/life-events/having-a-baby
Income sources in retirement - MoneySmart
MoneySmart page providing tips and tools for retirement income planning. Developing a flexible financial plan that uses a combination of income sources, will allow you to have a more comfortable retirement.
http://moneysmart.gov.au/superannuation-and-retirement/income-sources-in-retirement
Income tax calculator
The MoneySamrt income tax calculator calculates how much tax you will pay on your employment income this year. You can also find out your marginal tax rate.
https://www.moneysmart.gov.au/tools-and-resources/calculators-and-tools/income-tax-calculator
Indigenous - MoneySmart
Discover financial guidance especially written for Aboriginal and Torres Strait Islander people. Information includes budgeting and saving, borrowing money, mobile phones, superannuation, scams and warnings, Wills etc.
http://www.moneysmart.gov.au/tools-and-resources/information-for/indigenous
Insurance - MoneySmart
Part of the MoneySmart website, this page explains how insurance works, how to choose an insurance policy that meets your needs and how to minimise problems with claims. Includes links to information about car insurance, home and contents insurance, life insurance, travel insurance and health insurance.
http://moneysmart.gov.au/managing-my-money/insurance
Insuring your home - MoneySmart
MoneySmart website explaining how to go about insuring your home and contents; and how to make a claim.
http://moneysmart.gov.au/managing-my-money/insurance/home-and-contents-insurance
Investing - MoneySmart
If you have superannuation or shares, you can consider yourself an investor. Whether you are an experienced investor or a beginner, there are plenty of steps you can take to grow your money and keep it safe. This section of the MoneySmart website guides you through the basic principles of investing and how to find a good financial adviser.
http://moneysmart.gov.au/investing
Leaving home - MoneySmart
Leaving home is both exciting and daunting. With new found freedom comes the responsibility of paying for rent, utility bills, food, transport and more. Check out these MoneySmart tips for when you move out of home. Includes links to a Budget planner, Savings goals calculator and getting help as a tenant.
http://www.moneysmart.gov.au/tools-and-resources/information-for/under-25s/leaving-home
Losing your job - MoneySmart
Losing your job isn't just about your career. It can affect your health and relationships. The first thing to do is sort out your finances for the next 2 months. After that, you can start thinking about the longer term. MoneySmart page with information and guidance to help you look after yourself and work out where you stand financially.
http://www.moneysmart.gov.au/tools-and-resources/life-events/losing-your-job
Losing your partner - MoneySmart
Losing your partner changes your life, and money matters may seem unimportant at the time. Taking these MoneySmart practical steps can help you get through this period and better prepare you for the future.
http://www.moneysmart.gov.au/tools-and-resources/life-events/losing-your-partner
Make tax work for you - MoneySmart
Be tax savvy. Moneysmart advice on how to make investments such as shares, property and super, tax-effective. A worthwhile strategy needs to be a sound investment first. Any tax benefit should be secondary.
https://www.moneysmart.gov.au/investing/investing-basics/choose-your-investments/make-tax-work-for-you
Managing my money - MoneySmart
MoneySmart page offering tips and tools to help you gain control of your money. Includes links to budgeting, saving, banking, debt management and insurance information, so you can work out where your money is going and how you can save more by spending less.
http://www.moneysmart.gov.au/managing-my-money
Mobile calculator
iPhone, iPad, iPod touch, Android and other apps - Get instant calculations on your phone for savings, loans, mortgages, superannuation and interest-free deals with this Moneysmart app.
https://www.moneysmart.gov.au/tools-and-resources/calculators-and-tools/mobile-apps/mobile-calculator
Money health check
iPhone, iPad, iPod touch, Android and other apps - You can check to see if your finances are under control and what areas need attention with this Moneysmart app.
https://www.moneysmart.gov.au/tools-and-resources/calculators-and-tools/mobile-apps/money-health-check
MoneySmart
iPhone, iPad, iPod touch, Android and other apps - Use these personal finance apps to get instant calculations and financial assessments on your phone.
http://www.moneysmart.gov.au/tools-and-resources/calculators-and-tools/mobile-apps
Mortgage calculator
The MoneySamrt mortgage calculator shows how much you can afford to borrow and what your home loan repayments will be. It can also show your repayments if interest rates change.
https://www.moneysmart.gov.au/tools-and-resources/calculators-and-tools/mortgage-calculator
National consumer credit regulation
This section of the Australilan Securities and Investments Commission site provides information about National consumer credit regulation, registration and licensing.
http://www.asic.gov.au/credit
Online lodgement of company documents with ASIC
Online lodgement of company documents with ASIC for officeholders and registered agents.
http://www.asic.gov.au/asic/asic.nsf/byheadline/Online+lodgement?openDocument
Over 55's - MoneySmart
By the time you are 55, you might be thinking about retirement and what to do once you stop working. Maybe you're considering travelling, volunteering or downsizing to cheaper, more manageable accommodation? As with all major lifestyle changes, your income will probably change. Check these MoneySmart prompts to help you review your finances and make some decisions.
http://www.moneysmart.gov.au/tools-and-resources/information-for/over-55s
Paying for your funeral
Funerals in Australia can cost anywhere from $4000 to $15,000. To make things easier for people you leave behind, you may want to think about contributing towards the cost of your funeral.
https://www.moneysmart.gov.au/tools-and-resources/information-for/over-55s/paying-for-your-funeral
Registering not-for-profit or charitable organisations
General advice on the differences between a company structure and an incorporated association. Before you register your organisation, you should consider what structure best suits your organisation's purposes.
http://www.asic.gov.au/asic/asic.nsf/byheadline/Registering+not-for-profit+or+charitable+organisations
Relationships & money
Are you moving in with someone, opening a joint account, or starting a joint loan or investment? It pays to go into love and money matters with your eyes open.
https://www.moneysmart.gov.au/tools-and-resources/information-for/families/relationships-and-money
Retirement income planning - MoneySmart
Most people can expect to live to age 80 or 90 so you want your income to last the distance. Whether you're years away from retirement or already retired, here are some MoneySmart things you can do to secure your financial future.
http://moneysmart.gov.au/superannuation-and-retirement/retirement-income-planning
Running your company
Australian Securities & Investments Commission page with information for companies about running a company and complying with the Corporations Act.
http://www.asic.gov.au/asic/asic_infoco.nsf/byheadline/Home+Page?openDocument
Scams - MoneySmart
Every year one in 20 Australians falls victim to scams and personal fraud. Includes links to explain how scams work, how to identify different scams and what to do if you have been scammed. Most importantly, we tell you how to avoid getting caught up in a scam.
http://www.moneysmart.gov.au/scams
Self-employed people - MoneySmart2
Many of us dream of being our own boss, but without the backup of a regular wage or salary, running your own show calls for careful money management. Part of the MoneySmart website, this section provides guidance about cash flow, tax, retirement savings and income protection.
http://www.moneysmart.gov.au/tools-and-resources/information-for/self-employed-people
Starting a company
Australian Securities & Investments Commission page with information about what you need to know when you're starting a company, for example, register your company, choosing a company name and sending ASIC the right form.
http://www.asic.gov.au/asic/asic.nsf/byheadline/Starting+a+company+or+business?openDocument
Starting work - MoneySmart
When you start work, don't just rely on your employer to get your entitlements right. Here are some MoneySmart things you should consider, including obtaining a tax file number, checking your payslip, checking your superannuation, savings goals and income protection.
http://www.moneysmart.gov.au/tools-and-resources/life-events/starting-work
Studying - Under 25's
Learning doesn't have to stop when you leave school. Read about getting organised to pay for your education so that you have time and energy left over for your learning. Includes information about student costs, fee and income support, studying and working, studying and superannuation.
http://www.moneysmart.gov.au/tools-and-resources/information-for/under-25s/studying?referrer=understandingmoney.gov.au
Superannuation & retirement - MoneySmart
Knowing how to get the most out of your superannuation will help you save for your retirement and reduce stress. Includes links to information about how superannuation works, keeping your superannuation on target, consolidating superannuation funds, self-managed superannuation, retirement income planning and calculators and planners.
http://moneysmart.gov.au/superannuation-and-retirement
TrackMySpend
iPhone, iPad, iPod touch, Android - An easy to use app from Moneysmart that allows you to track your spending on the go.
https://www.moneysmart.gov.au/tools-and-resources/calculators-and-tools/mobile-apps/trackmyspend
Unclaimed money search
You may have money stashed away which you've forgotten about, or didn't know you had. Search records of unclaimed money from bank accounts, company shares and life policies and see how to lodge a claim.
http://www.moneysmart.gov.au/tools-and-resources/find-unclaimed-money
Under 25's - You and your money
Learn how to manage your money so that you can do the things you want. Includes links to tools and quizzes to help Under 25's with personal finances.
http://moneysmart.gov.au/tools-and-resources/information-for/under-25s
Wills and powers of attorney (MoneySmart)
Find out how you can give instructions to your family about your legal and medical preferences should you fall ill or lose the capacity to make those decisions yourself.
http://www.moneysmart.gov.au/tools-and-resources/information-for/over-55s/wills-and-power-of-attorney
