Managing your finances
Part of the MoneySmart website, this page provides links to calculators and planners to help with managing money, superannuation, investing, borrowing and credit, and retirement. Also includes a link for mobile phone users to access calculators on the go.
How many superannuation statements did you receive this year? Do you find it hard to keep track of your super accounts? Consider combining your small accounts into a single fund.
It's not worth leaving your family's wellbeing to chance. With sensible money management and a few simple strategies, you can give your family the reassurance of financial security. Includes links to teaching your kids about money; and relationships and money.
MoneySmart guide about what steps to take if you're worried about the security of your job, or cut-backs. Find out what you can do to make sure you can still cope financially.
Discover financial guidance especially written for Aboriginal and Torres Strait Islander people. Information includes budgeting and saving, borrowing money, mobile phones, superannuation, scams and warnings, Wills etc.
If you have superannuation or shares, you can consider yourself an investor. Whether you are an experienced investor or a beginner, there are plenty of steps you can take to grow your money and keep it safe. This section of the MoneySmart website guides you through the basic principles of investing and how to find a good financial adviser.
Provides some hints for dealing with your debts, where to go for help if you have debt problems and your rights if you are approached by a debt collector.
The MoneySmart website, run by the Australian Securities and Investments Commission, offers free, simple guidance you can trust to help you make the best choices for your money. Put together by an experienced team of financial planners and consumer educators, the website covers superannuation, banking, investing, borrowing and credit, insurance, budgeting, scams, retirement income planning and unclaimed money. Includes links to calculators and tools to help you with your personal finances.
Learn how to manage your money so that you can do the things you want. Includes links to tools and quizzes to help Under 25's with personal finances.
Australian Taxation Office (ATO) page for young people, with links to information about tax returns, tax file numbers, payments and refunds, and superannuation.