Personal Finance
Calculators (for investing and planning your finances)
This page from the Australian Securities & Investments Commission's FIDO website links to calculators to help you manage your finances and investments. It includes calculators for superannuation, managed funds, Compound interest, risk and fist home saver account. There is also a budget planner and a DIY statement of financial position.
http://www.fido.gov.au/fido/fido.nsf/byHeadline/1%20%20%20All%20calculators
First Home Owner Grant
The First Home Owner Grant scheme is a joint Australian and State Government initiative to help first home owners. The grant provides a $7000 benefit to eligible applicants. Each State and Territory Revenue Office is responsible for administering the grant in their respective jurisdiction. This site includes links to the various revenue offices.
http://www.firsthome.gov.au/
First home saver account
If you're saving to buy or build your first home then a first home saver account may suit you. You could take advantage of a government contribution to your savings and a lower rate of tax on your interest or earnings.
http://www.fido.gov.au/firsthomesaver
Insolvency and Trustee Service Australia (ITSA)
The Insolvency and Trustee Service Australia (ITSA) is the government agency responsible for the administration and regulation of the personal insolvency system in Australia.
http://www.itsa.gov.au/
Investing
This page from the Australian Securities & Investments Commission's FIDO website links to information about investing including: where do you start?; what can you invest in?; getting investment advice and learning about investing; and watching out for investment pitfalls.
http://www.fido.gov.au/fido/fido.nsf/byHeadline/Investing
Links to useful information for individuals and communities - financial issues
Community.gov.au is a portal to information for individuals and community organisations across Australia. In this section you will find links to financial information including on-line banking, loan calculators, family budgeting and the tax system.
http://www.community.gov.au/Internet/MFMC/community.nsf/pages/section?opendocument&Section=Financial
Managing your money
This page from the Australian Securities & Investments Commission's FIDO website links to information about budgeting including FIDO's Excel budget planner to download, managing money problems, managing credit cards, borrowing money, deposit accounts and four simple rules for your finances.
http://www.fido.gov.au/fido/fido.nsf/byheadline/Money+management?openDocument
Managing your mortgage
Provides some practical steps for home owners to take if they are experiencing difficulty meeting mortgage repayments and may consider selling their home.
http://www.accc.gov.au/content/index.phtml/tag/ManagingYourMortgage/
Protect Your Financial Identity
This website provides information for the public about how you can protect your financial identity in everyday life and minimise the damage if a problem occurs.
http://www.protectfinancialid.org.au/
Protecting your assets - a guide to insurance
This page from the Australian Securities & Investments Commission's FIDO website links to information about insurance: how insurance works, how to choose an insurance policy that meets your needs, how to minimise problems with claims, buying insurance over the phone and consumer credit insurance. Tips about home, life, travel, car and income protection insurance.
http://www.fido.gov.au/fido/fido.nsf/byHeadline/Protecting%20your%20assets%20-%20a%20guide%20to%20insurance
Unclaimed money search
You may have money stashed away which you've forgotten about, or didn't know you had. Search records of unclaimed money from bank accounts, company shares and life policies and see how to lodge a claim.
http://australia.gov.au/service/unclaimed-money-search
Understanding Money
Understanding money pays off. No matter what your age or income, a few simple things done regularly can make a real difference. So put yourself in charge.
http://www.understandingmoney.gov.au/
