Superannuation
Choosing a super fund
Many employees are now able to choose the super fund or retirement savings account (RSA) that will receive their super contributions under the superannuation guarantee. This Australian Taxation Office page provides further information for employees.
http://www.ato.gov.au/individuals/content.asp?doc=/content/00105466.htm&pc=001/002/064/002/001&mnu=1101&mfp=001/002&st=&cy=1
Super co-contributions
The Australian Government assists eligible individuals to save for their retirement through the Super Co-contribution. If you are eligible and make personal super contributions, the Government will match your contribution with a Super Co-contribution up to certain limits.
http://www.ato.gov.au/super/content.asp?doc=/content/42616.htm
Super decisions
This page from the Australian Securities & Investments Commission's FIDO website links to essential superannuation facts, tips and safety checks to help you make the right super decisions.
http://www.fido.gov.au/fido/fido.nsf/byheadline/Super+decisions%3A+step+by+step+guide+through+super+maze?openDocument
Super System Review
The Review into the Governance, Efficiency, Structure and Operation of Australia's Superannuation System was announced on 29 May 2009. It is focused on achieving an outcome that is in the best interests of members and which maximises retirement incomes for Australians.
http://www.supersystemreview.gov.au/
Superannuation - Departing Australia
If you are a former temporary resident, you can claim super benefits you accumulated while working in Australia. To claim the Departing Australia superannuation payment (DASP) you must have visited on an eligible temporary resident visa (which has expired or been cancelled), and permanently departed Australia.
http://australia.gov.au/service/superannuation-departing-australia
Superannuation essentials
Australian Taxation Office homepage for superannuation. Contains key superannuation information such as reporting and lodgment dates and the Register of Complying Superannuation Funds. Resources and services include online services, calculators and superannuation law.
http://www.ato.gov.au/super/
Superannuation home
Australian Prudential Regulation Authority page listing superannuation funds and approved trustees and retirement savings account providers. It also provides access to information about legislation, type of funds, superannuation fund elections and benefits.
http://www.apra.gov.au/superannuation/
SuperSeeker lost superannuation search
Do you have any lost superannuation? You can use the SuperSeeker tool to look for lost super in real time.
http://australia.gov.au/service/superseeker-lost-superannuation-search
Taxation and superannuation obligations
A business with employees or contractors has tax obligations and must make superannuation payments for eligible employees. This page links to information on determining the status of workers for tax purposes; fringe benefits tax (FBT); pay as you go (PAYG) withholding; pay-roll tax and superannuation.
http://www.business.gov.au/BusinessTopics/Employingpeople/Employerobligations/Taxationandsuperannuationobligations/Pages/default.aspx
